Recent Storm Damage Posts
What You Should Know About Buying Shutters for Your Home
Protect your property from high winds.
Protect Your Property from High Winds
While there’s no doubt that window coverings impact the appearance of your residence, they also can serve an important function, especially in areas that are prone to high winds, such as coastal states that may experience hurricanes. Shutters help protect the windows of your home in Robbinsville, NC, during windstorms and hurricanes. The cost to repair windows averages over $8,000 post-disaster, considerably more than the $3,500 estimated average for shutter installation.
Exploring the Costs of Storm Shutters
There are various types, each with a different cost per square foot:
Aluminum accordion: Lightweight and strong, up to $30 per square foot
Roll-up or roll-down: Mechanically or automatically controlled, $25 to $60 per square foot
Bahama or Bermuda: Aesthetic and offers shade on sunny days, $20 t0 $35 per square foot
Colonial hurricane: Timeless style, $25 to $35 per square foot
Motorized or electric hurricane: $6,360 to $10,560 for the entire home
Storm panels: Removable, $10 to $20 per square foot
Clear polycarbonate: Can stay in place without obscuring views, $10 to $15 per square foot
Fabric: Removable, $5 to $15 per square foot
Average installation costs range from $45 to $100 per hour. Consider the labor rate and the total time of installation when budgeting to protect your property from high winds.
Considering Other Benefits
Other than the visual impact of these window coverings, consider these advantages. Some options also help reduce your energy costs thanks to the added insulation. They also improve privacy. If you live in an area that’s prone to high winds and hurricanes, your insurer may offer a discount on your homeowner’s insurance.
A good homeowner knows to contact damage restoration professionals to make repairs after a disaster. A good homeowner also knows that preparation is important as well. Adding window coverings to your home protects your windows ahead of storms.
After the Flood, Don't Forget the Crawlspace
Cleaning a crawlspace in a home in Sylva, NC.
Whether pipe bursts or floodwaters rise in Sylva, NC, there is a chance you will experience a home flood. Even if there isn’t much water, that doesn’t mean that the often-forgotten crawlspace hasn’t experienced flooding. If that happens and it goes unchecked, it may mean long-lasting issues.
Cleaning a Flooded Crawlspace
At the first signs of a water issue, it’s vital to take the following steps:
Work to stop the flow of water. While this may not be possible when due to natural flooding, a pipe leak or burst only requires turning off the main valve.
Once the water is no longer entering the area, a vital component of preventing the home flood from causing more damage is water extraction. A wet-dry vacuum can be used, but this may take more time as opposed to an industrial-grade pump. The type of flooring should also be considered. If it is a dirt floor, the mess will likely require the expertise of an expert.
The next step is drying the space out. While the visible water may be gone, the structural components of the home likely absorbed a significant amount of the water. The faster studs, walls, and joists are dried the less likely the chance of mold growth. Fans and dehumidifiers should be used to eliminate excess odor.
After the area is dried, it will need to be disinfected and deodorized with flood-approved products.
Contact a Restoration Company
In many cases, accessing the crawlspace is a difficult situation. Knowing how important it is that all water is removed and affected areas are cleaned properly, this type of cleanup is best left to a certified water and storm damage remediation company. Along with having the industrial-grade equipment to speed up the extraction and drying processes, it will also have trained technicians able to handle all forms of damage and restoration.
While it may be out of sight, ensure your crawlspace isn't out of mind after experiencing a home flood. Like any other area of the home, fast cleanup is essential to avoiding lingering issues.
Answering Common Questions About Commercial Generators
Luckily, most generators last between 3,000 and 5,000 hours.
There are lots of things you can do to get ready for an upcoming storm in Hayesville, NC. You can create emergency preparation kits and store the contact information for commercial restoration professionals. You should also purchase a generator for your property. This unit can keep your building running during a power outage. Here is some more information about this equipment.
What Types of Generators Are Available?
Different types of power can be used to operate generators. This equipment may utilize:
- Solar power
- Natural gas
- Liquid propane
You should weigh the pros and cons of each energy source before deciding which unit to buy. Natural gas, for instance, is relatively cheap, efficient and clean. However, it could also create a fire hazard. Diesel generators, meanwhile, have great fuel efficiency but can be loud and bulky.
How Long Do Generators Last?
Besides picking the right generator for your needs, you also want one that lasts for a long time. After all, you probably cannot afford to replace this piece of equipment every few years.
Luckily, most generators last between 3,000 and 5,000 hours. While that might seem like a short lifespan, remember that you will probably be turning off the unit at night when everyone has gone home. In fact, you will likely only use the equipment a few times each year at most. This means the unit could last up to 20 years.
There are also steps you can take to increase the life span of this piece of equipment. Have a professional check the unit regularly for any generator problems. The expert can then fix these issues before they cause the equipment to malfunction. The pro should specifically unclog any dirty parts and replace worn-down pieces.
Depending on the needs of your business, you can purchase a generator powered by the sun, liquid propane, diesel, or natural gas. Whichever type of equipment you pick, keep it maintained and cleaned properly so it lasts for decades.
3 Things You Should Know About Flood Zones
Living in a flood zone can make things more difficult for you.
Flood Zones: 3 Things You Should Know
As a homeowner in Andrews, NC, it is important to have as much information as possible to keep your family and your property safe, but there are some things you may not think to consider. Whether or not your home is located in a flood zone might not usually cross your mind, but this knowledge can be incredibly helpful. Here are a few things that you should know about these areas.
1. What Is It?
As the name suggests, a flood zone is an area that has an increased risk of flooding during severe weather. The Federal Emergency Management Agency, or FEMA, determines the risk in each area and gives them a rating based on the type of floods that occur and the severity of the damage it causes.
2. How Do You Determine if You Are in One?
If you want to see if your home is in one of these zones, the process is simple. FEMA provides resources, such as a Flood Insurance Rate Map, that homeowners can download from their website. This will show you in which type of zone your property is located. Their maps are updated often, so you can check back over time to see if there have been any changes.
3. How Will This Affect You and Your Property?
Living in a flood zone can make things more difficult for you, depending on the usual severity of flooding. In some cases, you may end up with damage to your home that requires an emergency restoration service. You might be required to purchase additional flood insurance for your home as well.
While owning a home in one of these areas might not be ideal, having the necessary information can help you be more prepared in case of an emergency. If you know that there is a storm coming, take steps to keep your family and belongings safe. If there is damage to your home, know that there are services available to help.
FEMA Assistance FAQ
FEMA provides grants to help cover costs not covered by your insurance company.
FEMA Assistance FAQ
When natural disasters strike, the Federal Emergency Management Agency, or FEMA, often provides shelter, assistance, and inspections. What can you expect if they show up at your home?
- The representative completes an overall assessment.
- Paperwork is filled out, detailing the extent of the damage.
- Proof of ownership is established.
- Adjusters from insurance companies and the agency assign dollar values to property and belongings.
How Do I Obtain Assistance?
If you believe you qualify for federal disaster assistance, you'll need to apply by contacting www.DisasterAssistance.gov or calling the agency. Act quickly to be sure you don't miss established deadlines. You may qualify for one or several grants to help you recover from flooding. These include grants for expenses related to medical, dental, and funeral costs, emergency home repairs, personal property losses, and temporary housing.
Are All Losses Covered?
FEMA provides grants to help cover costs not covered by your insurance company. This doesn't mean that the entire difference between the overall costs and your insurance coverage will be available. However, a disaster loan from the agency may give you the leeway you need to get your home back into a comfortable living condition. Work with a disaster recovery company in Cashiers, NC, to understand the potential costs.
What Do I Need To Pay Back?
The type of aid you receive affects whether you need to repay any of the funding. If you received grants, for example, you don't need to repay them. If you received loans, however, you will be responsible for repaying the amount. You may also find some relief by applying for a loan through the Small Business Administration. These low-interest loans are often available after natural disasters.
What Are the Requirements?
There are several requirements that may affect whether you qualify. These include providing proof of your citizenship status and proof of homeownership or rental status.
FEMA aid is not meant to cover all expenses related to getting your home back to pre-disaster condition. However, enlisting the agency's help can make the recovery process far less stressful.
Flood Restoration 101: Understanding the Flood Cut
Flood cut performed on drywall due to flood damage.
Understanding the Flood Cut
When flooding occurs in a Hayesville, NC, commercial building, a flood damage restoration team will most likely need to perform a flood cut. A flood cut is a term used to describe the process of removing the bottom 12 to 24 inches of effected drywall to prevent further contamination. Some reasons a restoration crew might perform a flood cut on your building include:
- They suspect that the underlying insulation is wet.
- The water that flooded your building is contaminated by sewage or other contaminants from outside.
- The crew suspects that secondary damage, such as mold growth or drywall rot, has already occurred.
Though it may seem counterproductive to tear out part of your building to restore it, if your restoration team recommends a flood cut, it is likely necessary. Disallowing a cut could result in secondary damage, which may end up being costlier and more damaging than a cut in the drywall.
What Happens After a Cut Is Made?
Once a cut is made above the line of flooding, your damage restoration team will remove any wet or rotted components. This may include insulation, electrical and hardware. Components that cannot be removed and replaced, such as the framing or studs, will be thoroughly cleaned so as to prevent further contamination.
For harder-to-reach areas, your team will use special equipment, such as heavy-duty pumps and vacuums, to pump water from inside the walls and dry out the interior of your building. Your team may use one or several air movers to complete the process.
Flood cuts are often necessary post-flooding, as mass amounts of water typically do not just sit on the surface. These cuts help professionals dry out hard-to-reach areas as well as serve to prevent secondary damage. If your building was recently flooded with water, contact your Hayesville, NC, water damage restoration team today regarding what needs to be done to dry out your building and ensure the best possible outcome.
3 Ways Your Landscaping Can Prevent Flooding
No matter how much rain you get, you can curb outside flooding a little bit by changing up your landscape design.
When it's storm season in Franklin, NC, you may feel like you're fighting a losing battle against outside flooding. After all, if there is too much water for the surrounding area to hold it, flooding and the cost of mitigation services seem inevitable. There are specific landscape elements, however, that can reduce flooding around your home after a rain storm. Incorporating these elements into your design plan can keep water outside and away from your home.
The best way to prevent flooding is to redirect excess water to a place where it can be stored or useful. There are several ways to do this:
• Rain spouts directed to a garden bed and away from the house
• Swales that capture rain drainage and channel it into an area that thrives on large volumes of water
• Drainage ditches on either side of the driveway
• Rain garden that has a water reservoir for watering during drier times
A lot of outside flooding occurs because water hits impervious pavements and has nowhere to go. A non-porous surface pushes rain water away. This may be good for the state of the surface, but it can wreak havoc on your yard if you get a lot of rain. Porous surfaces allow rain to sink into them so that it doesn't run off into the street or municipal gutters.
A difficult problem for most cities to solve is what to do with all the debris that washes into the drainage system after a rain storm. You can do your part by replacing your light mulch that washes away easily with a heavier mulch. Light wood mulches, such as pine, may be less expensive, but they create more work for everyone in the long run. A heavier hardwood mulch is more likely to stay put.
No matter how much rain you get, you can curb outside flooding a little bit by changing up your landscape design. Better drainage, porous surfaces and heavy mulch slow down how much flooding occurs.
Sailing Safely Through a Flood
Flooded home in Ellijay, NC.
Sailing Through a Flood Safely
When flood water envelops your home and community in Ellijay, NC, do you know how to handle the disaster? Thankfully, many people and places disseminate information outlining safety and rehabilitation guidelines surrounding a flood. Every dissemination method emphasizes the importance of knowing the basics of how to handle a flood before the disaster is imminent.
1. Listen to authority. Your priority should be to learn what the authorities are communicating to the public. Do not ignore their advice! A common instruction is to evacuate the area. Do not return to a flooded home until those in charge say that it is safe to do so. Additionally, you might hear that it is unsafe to drive. In this case, only drive in an emergency. Seeking out and following the guidelines of the authorities are essential elements of your safety in the event of a flood.
2. Avoid flood water. A rule that is found in every flood situation is to stay out of the pooled waters from a flood. These waters could be littered with debris, or they could be electrically charged from fallen power lines.
3. Stay away from electrical appliances. You are at a high risk of electrocution after a flood. Turn off any electricity if you are able. Steer clear of wet electrical equipment. Electrical apparatuses that have sustained water damage are more likely to cause electrical shock. Beware of the effects of water on electricity.
4. Protect your body. In the situation of a flooded home, be sure to wear protective clothing. Boots and thick gloves will protect you from sharp edges and dangerous debris that may be in your house. Additionally, snakes and other critters could have entered your home in the water. Consider how to protect your body from these hazards as you clean up.
Anyone in Ellijay, NC, can sail safely through a flood if he or she knows these basics of how to handle flood water. Listen to those in control, avoid dangerous water and wet electrical appliances, and protect yourself while cleaning up.
What’s the Difference Between Flood Damage and Water Damage?
Flood damage in Cullowhee, NC.
What’s the Difference Between Flood Damage and Water Damage?
Having a commercial insurance policy is often mandatory for businesses in Cullowhee, NC – especially if they have lenders or investors. When your business gets storm damage, there are a variety of factors that determine if it’s covered by a standard policy, and you should know in advance what exceptions are carved out.
One of the biggest exclusions is flood damage. It requires a separate policy but knowing what the difference is can be tricky.
What About a Water Leak Caused By Storm Damage?
When a storm damages your building, most of the perils are covered by a standard policy. This includes:
- High winds
- Tree strikes
- Falling objects
- Lightning and fire
All these incidents are considered an Act of God and are generally covered. Water damage that’s caused by these sorts of hazards will also normally be covered.
What About Flood Damage?
A flood is defined by the National Flood Insurance Program as “a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties.” When flooding occurs, that damage is excluded from all standard insurance policies.
So, flooding that occurs just inside your building from a broken pipe or storm-damaged roof will normally be covered. If the floodwaters come from off your property, that normally won’t be covered.
Both kinds of water damage must be handled by a storm damage mitigation expert. A heavy water intrusion is a disaster for absorbent materials as well as the foundation. However, damage from flooding is usually worse, since it isn’t clean water and is usually filled with toxic debris and substances.
What Else Is Excluded?
If the water damage is a result of your negligence, it won’t be covered. For instance, if you don’t clean your gutters, it can back up the water, causing seepage. The insurance adjuster can deny your claim if they see that during an inspection. You’re expected to take reasonable precautions for managing your property.
Your restoration company can often help you determine if the damage is covered. If you have a flood policy, all the floodwater damage should be fully insured and repairs can often begin immediately.
3 Frequently Asked Questions About Flood Insurance
Storm damage cleanup in Andrews, NC.
One storm can have a devastating impact on your business. Your commercial property insurance policy covers damage caused by many natural disasters, including wind and lightning. However, floods following heavy rain are not typically included in these policies. To protect your company, you should thus purchase separate flood insurance.
In fact, a flood policy is mandatory for some business owners. If you purchased a mortgage from an insured or federally regulated lender, and your property's location is at a high risk of flooding, you must purchase flood coverage. Still, even if you are not legally required to buy a flood policy, the benefits of this insurance outweigh the downsides. Below are the answers to three common questions about this type of insurance.
1. What Does This Insurance Cover?
Flood coverage includes both your building and the contents inside it. A typical policy does not cover items outside your structure, including company cars and septic systems.
2. How Do You Get This Insurance?
Most commercial insurance companies do not offer flood coverage. However, you can purchase a flood policy through the National Flood Insurance Program.
You do not contact the government to get this insurance. Instead, find an insurance agent in Andrews, NC, who can help you purchase flood coverage from the NFIP. Once you buy the policy, it usually takes one month to go into effect.
3. How Much Insurance Coverage Do You Get?
A commercial flood policy usually includes $500,000 of coverage for the contents of a building and another $500,000 for the structure. This should help you pay for water damage restoration services. If you think this amount is not sufficient, you can always purchase excess coverage.
Flood insurance is essential for any business owner. It should help you pay for repairs to your property after a storm. This way, you do not have to spend your company's hard-earned profits on restoration services.
6 Disaster Cleanup Services You May Encounter
Call a 24/7 emergency response hotline to have your home restored, repaired or recovered
Here Are Some Of The Most Common Services That Remediation Professionals Offer
During the storm season in Franklin, NC you may find yourself looking for a remediation company. These companies can offer support after a disaster and help you restore your home. However, repairing storm and water damage comes with a variety of potential services. Some of these use state-of-the-art technology to recover your precious items. Others are more along the lines of contractor services. Whatever you decide on, you must know your options.
1. 24/7 Emergency Response
Disasters can happen during the day or at night. Therefore, you may find yourself calling a 24/7 emergency response hotline during the early morning hours to have your home restored, recovered, or repaired.
2. Emergency Repairs
A storm can cause structural damage that threatens your safety. Whether you need structural repairs or boarded up windows, many companies offer emergency services with immediate response times.
3. Secure Content Storage
After a storm, you may have your personal belongings sent to a content cleaning. Once they have been cleaned and deemed usable, most companies will be able to provide secure storage for you until you are ready to return to your home.
4. Water Restoration
Flooding requires immediate action to remedy. This service will involve a team extracting water, repairing leaks, cleaning your home, and restoring any damage.
If your home has experienced flooding, the excess moisture must be removed quickly to prevent mold growth. If your home does not need a full water restoration, you can hire a company to dry it out and get the humidity back to normal.
6. Document Recovery
Whether it is fire or flooding, losing your critical documents can hurt you. To avoid this, you may need document recovery services, which will restore your precious materials to usable conditions.
Qualified restoration companies offer a variety of services that can mitigate storm and flood damage quickly. Knowing your options can help you decide what will best meet your needs during an emergency.
What You Need To Know About Flooding and Renter's Insurance
Make sure you know what your renter's insurance covers before a flood
Understand Your Renter's Insurance And How It Pertains To Flooding
When you decide to rent space for your business in Cullowhee, NC, take time to fully understand your renter's insurance and how it pertains to flooding. For example, did you know that
The property owner is responsible for any structural damage that occurs during a flood
Tenants are responsible for the contents of the property they are renting
Flood coverage isn't usually covered in property policies; it must be purchased separately
Your insurance won't cover a temporary space unless it's specifically written into the policy
The owner of the property you're renting isn't responsible to make sure you have adequate coverage, and the right policies could be vital to the success and survival of your business.
Owner and Renter Policies
If you own the building and rent space to other tenants, you must have two types of flood insurance. The first covers the structural elements of the property, and the second covers your belongings inside the property. If you don't own the building and are a renter, you need the second renter's insurance option which covers your contents inside the building. These contents may include furnishings, carpets, electronics, paperwork, and inventory.
Causes of Flooding
There are many ways flooding could occur, so it's important to arrange the right insurance coverage before this type of disaster happens. Even if you don't live in a high-risk flood zone, melting snow, burst pipes, or a problem with the sprinkler system could leave you with soggy carpets and damaged equipment. Make sure you ask your agent about the causes of the flooding because some agencies cover frozen pipes and hurricanes, but others don't.
A Quick Response
It's vital that water damage repair professionals start their cleanup and repair work as soon as possible after flooding occurs. Make sure you know what your renter's insurance covers before a flood, so you can minimize the disruption to your business.
Flood Risk Increases After Wildfires
When there is wildfire damage, it changes the landscape.
A fire in or near your Cashiers, NC, home can have long-lasting effects that go beyond the visible damage. Upon seeing the charred land, the last thing you may be worried about is flooding damage. Unfortunately, extensive fire damage can create an ideal situation for potential flowing waters that may require additional FEMA NFIP coverage.
Why an Increased Risk?
When there is wildfire damage, it changes the landscape. Burned vegetation and ground are unable to easily absorb water. The inability to soak that up creates the potential for post-fire debris flow. The two main scenarios for this to happen include:
Surface Erosion – Without plants and trees properly absorbing rainfall runoff, it erodes the land and allows floodwaters to flow in more locations.
Landslide – While not as common, there is a chance that the soil moisture levels can increase, even after a fire. If the rains are heavy enough, the unstable ground can loosen and turn into shallow or deep landslides.
Minimizing the Risk
Along with obtaining FEMA NFIP insurance to help cover damage caused by flooding, knowing that there is a higher risk after a fire can go a long way. Instead of waiting for a flash flood to happen, take preventive steps to add a little peace of mind. Once the rains start, you may only have a small window to keep flooding at bay. Below are a few tips to ensure a safe evacuation if waters rise:
- Establish an evacuation plan and ensure everyone in the home clearly understands it.
- Keep a stocked emergency kit on hand, including first aid items.
- Have an NOAA weather radio to stay in the know on the weather.
- Evacuate before the rain becomes to heavy.
Mother Nature is unpredictable, so it is important to know your risks and plan ahead. Stay up to date on FEMA NFIP coverage and have confidence that a water damage and restoration specialist is Here to Help get your home back to normal.
Flood Water Cleanup Means Dealing with Black Water
Water damage categories
Unlike a pipe burst or leaky faucet in your Sylva, NC, business, storm damage often means that the flood water has contaminants that may be unsafe to deal with. Before diving in to start mopping up and drying out the mess, know the different categories of water to ensure a safe, proper cleanup.
Types of Water
There are three standard categories of water loss.
Clean Water – This type poses no immediate health risks and comes from a sanitary source, such as a malfunction appliance, toilet tank, or rainwater.
Gray Water – This is dirty water that is free of human waste but may contain some chemicals or low-risk pathogens. Sources include bathtubs, dishwashers, sinks, and washing machines.
Black Water – This type poses the biggest risk because it contains sewage and potentially toxic chemicals, ground debris, and organisms. Along with toilets and sewer backups, flood water is classified in this category.
Whether it is a little water or a lot, the third category may pose increased health risks. Even during the cleanup, it requires additional safety measures to properly address the situation. Water easily wicks up into walls, flooring, and other porous materials. As it does so, it is contaminating those materials with whatever the high waters or sewage picked up along the way. Containing the damage is also a vital component of that.
A water damage and restoration professional has the tools, know-how, and credentials to tackle any kind of water loss. From finding hidden water to deterring mold growth, counting on an expert that is Faster to Any Size Disaster can help ensure the safety of the building and get you back up and running more quickly.
Any kind of water issue in your business should immediately be addressed. If faced with floodwater, call a professional to access the situation to avoid having to personally deal with potentially harmful contaminants.
Why Do I Need Commercial Flood Insurance?
With the average business generating so many bills and expenses, adding another in the form of flood insurance can seem like a hard sell. But once a flood leaves two feet of water in your Ellijay, NC, office, the value of commercial flood coverage becomes spectacularly clear. Read on to learn some ways this coverage for flooding can save the day.
Protection from Uncovered Expenses
A common assumption is that commercial property insurance covers flood damage, but the truth couldn’t be more different. Property insurance coverage is limited to some natural events like wind or lightning damage, but a business needs special commercial insurance to pay for destruction caused by flooding and excess water. A business enterprise would need both building property and personal property flood insurance to cover the repair or replacement of items such as:
- Building foundation
- Water heater
- Furnace and central air
- Permanent cabinets
Unfortunately, many businesses don't recognize the limitations of commercial insurance until it's too late. Purchasing specific flood coverage for the building and personal property covers those water-related events that are not included in a standard Business Owners Policy.
Safety Net for Business Mishaps
Many think a business beyond a flood-prone area isn’t at risk. But floods often occur when the ground is unable to absorb water from rapid rainfall. In other words, one instance of fast-melting snow, even in an urban environment, could leave your business vulnerable. Without coverage, the resulting damage could be financially devastating.
Better Safe Than Sorry
When it comes to flooding, even seemingly low-risk buildings can be impacted, and the results for these under-prepared businesses can be catastrophic. In fact, the Federal Emergency Management Agency estimates up to 40% of uninsured small businesses damaged by floods never reopen due to excessive repair costs.
Anybody who’s faced commercial flood cleanup will tell you that it can get expensive fast. A commercial flood insurance policy can seem like a needless perk until a flood and its costs are in your face. Whether caused by Mother Nature or simply poor drainage, floods are a risk that every business should prepare for.
Bathtub Backups Mean Sewer Problems
Tree roots are a main cause of a clog
As you go about daily life in Cullowhee, NC, the last thing you might expect is a bathtub backup. Since tubs are designed for water to go down, the situation typically means there is a sewer backup. That can make solving the problem and cleaning up the mess more complex.
How Backups Happen
When there is flooding in the bathroom that isn’t from an obvious leaky fixture, there is a good chance the sewer line is clogged. While that can be a problem on the city’s end, it is more likely that the issue is within the home. Main causes of a clog include:
- Food chunks
- Tree roots
- Foreign objects
Before the backup occurs, there may be a few signs that you are about to deal with a big mess, including slow drainage, gurgling noises, frequent clogs, and migrating water. If any of these indications show up, calling a professional plumber can help you avoid a nasty situation.
After calling a plumber to determine the issue and fix it, dealing with the cleanup can be a messy job. A sewer backup includes contaminated water. Before rushing to clean up the debris, it’s important to wear protective clothing to reduce the risk of inhaling contaminants or spreading them to unaffected areas. Ensure that all surfaces in the area are cleaned with a bacteria-killing disinfectant. Any saturated items, such as rugs or towels, should be removed and immediately washed.
If the dirty water has made its way onto the floor, call a professional water damage and remediation restoration specialist to ensure proper cleanup and contaminant containment. Water can quickly wick its way up walls and seep through cracks in the floor, turning a bathroom problem into a whole house problem.
A sewer backup may not be entirely avoidable, but raising awareness of what can and can’t be flushed, as well as regular plumbing inspections, can reduce the potential of it happening.
The Role of FEMA in a Disaster
FEMA has many roles in a disaster
The Federal Emergency Management Agency has many roles in a disaster. Its primary purpose is to provide help in a disaster that is too big for the states and local agencies to handle. FEMA coordinates the emergency response and provides resources where needed, including temporary lodging for those whose homes are uninhabitable. The agency also works to ensure affordable flood insurance is available through the National Flood Insurance Program. The agency helps communities to prepare for, respond to, and recover from a wide range of possible disasters, including tornadoes, hurricanes, floods, and large-scale wildfires.
Help From FEMA
In many cases, the disaster agency provides financial assistance to those who have suffered significant costs and expenses due to a storm. This assistance can take many forms, including the following situations:
- Temporary housing
- Emergency home repairs for a primary residence
- Property losses for uninsured properties
- Funeral expenses
- Dental and medical expenses
The financial assistance may be limited to grants that will have to be repaid. Often, the grants come with favorable terms and low interest rates. In the case of flooding in Tuckasegee, NC, extra expenses for homeowners can rise to many thousands of dollars.
Help From Other Sources
While FEMA provides a wide-range of support services to a community, it cannot do it alone. An experienced storm mitigation company is also Here to Help. A local franchise with national resources can handle a large disaster, too, and help homeowners recover from flooding and other calamities. A team of trained technicians will arrive at a home fast and ensure the property is a safe place to work. It will then do an inspection and an assessment of the property and determine a plan for recovery. The company will document all work and expenses and work with insurance agencies to enable a streamlined claims process. Best of all, the company will work to make the home habitable again in accordance with the best practices of the cleaning industry.
Business Interruption Insurance Defined
Business Interruption Insurance may be helpful for your company
As a business owner, the future of your business is protected in part by a well executed insurance plan. You want to have enough insurance, and in the right areas, that you are covered for damage and losses, but you also don't want to have too much insurance and pay more than is necessary. It's a tough balance, especially for small businesses that may not have the resources of a large corporation. If your business faces a catastrophic storm in Hayesville, NC, and needs to rebuild, will insurance cover this? Or will this large-scale event put you out of business?
The Basics of Business Interruption Insurance
This type of insurance can be added to your regular property insurance policy. It protects you in such cases as a rebuild, and has the following features:
- It provides compensation for lost income when your business is closed due to a covered peril, such as a storm.
- It typically has a 48-hour waiting period before benefits kick in
- The price of the policy is determined by many factors, including the risk factors that could result in a closed business.
A related coverage, extra expense insurance, compensates a business for the efforts and expenses it makes to stay open after a devastating storm. For some companies, this coverage may be adequate, and business interruption insurance may be unnecessary.
The Process of Recovery
Each situation is unique, and every company faces different challenges when overcoming a large disruption such as a storm. A major rebuild could result in lost income for days, weeks or even longer. A smart business owner looks at the available options for insurance to help with a fast recovery. A storm remediation team can also play a role by arriving on the premises quickly, mitigating water damage and speeding up the recovery. It could make a difference in how long your company will need to shut down.
There Are a Few Different Types of Innovative Storm Shutters and a Range of Prices
Rolling down shutters in a Tuckasegee, NC home
Over the years, homes in Tuckasegee, NC, have seen their share of heavy storms. High winds pick up tons of debris, and something as light as a piece of straw can pierce right through a thick tree if the wind is strong enough. Once a window has been shattered, rain can get in and cause devastation throughout your house, so anything you can do for those weak points works to your advantage. One tactic is to have storm shutters installed.
What Are the Different Types?
The basic types are:
- Storm panels
The simplest type of protection will be duct-taping the windows. This is better than nothing, but not by much. One step up is to cover windows with plywood. Once installed, the wood will provide moderate protection from high winds, but installing them will leave holes in the area around the window.
For real storm shutters, storm panels are probably the cheapest and easiest to install overall. Another very common type uses roll-down shutters, which provide excellent protection and look nice as well. Accordion types, which fold into a box next to the window when not in use, are about half the cost of roll-downs.
Bahama shutters are hinged above the window, provide shade even when not in use and are around the middle of the price range. Colonial shutters sit on either side of the window and offer the most traditional look of any type. Finally, hurricane glass can be used, which is a special impact-resistant glass that looks great and requires no additional protection, but it is the most expensive option by far.
How Much Do They Cost?
The average cost of residential shutters will vary depending on your home and the different types available. However, a typical range appears to be between $1,700 and $5,000, including professional storm shutter installation.
If you’ve experienced storm damage due to high winds or flooding, call the professionals who have years of experience cleaning up in Tuckasegee, NC. They’ll use plywood and tarps to prevent further problems and give you an estimate for getting your home back to its original condition.
Preparing Your Business for a Winter Storm
Insulate exposed pipes before a storm hits
Preparing Your Business for a Winter Storm
A snow storm or other winter weather can wreak havoc on your business. Fortunately, a little preparation goes a long way toward keeping everything running smoothly.
Before the Storm
There are many important steps to take in preparing a business for a winter storm. The following should all be done before a storm hits:
- Stock up on battery-operated supplies, and perform routine maintenance on any generators you may have.
- Insulate exposed pipes and take other precautions to avoid a pipe burst.
- Create a severe weather plan. The plan should be specific and answer questions such as the following: Under what conditions will the business close? Which employees can work from home? How will managers and employees communicate? Where will employees, customers and others go if severe weather hits during business hours? Who is responsible for each task?
During the Storm
When a snow storm or other winter weather is in progress, the primary concern is your safety and that of any employees and customers. Keep employees off the road if at all possible, and make sure you have reliable communication channels to reach any workers who may not be at the office. Let employees work from home to ensure their safety. Stay informed of changing weather conditions using your local alert system or weather service. Battery-operated radios are more reliable than cable television or Internet for this purpose.
After the Storm
When the weather has cleared, there is still much to do. You may need to shovel out your parking lot and de-ice any steps leading to the building. If you have a burst pipe or other flooding, get the water cleaned up as quickly as possible. Mold can begin to grow in as few as 24 hours. If you plan on filing an insurance claim, you will need to document any damage before you begin repairs.
A snow storm can be a headache for your business, but with a little planning you can ensure you and your employees stay safe. If the storm causes damage, you may want to enlist the help of a certified restoration company to get your business back to pre-storm condition.
How to Get Rid of Mold After a Flood
A dehumidifier drying up after storm damage in a Cashiers, NC home
Two Things To Do To Get Rid Of Mold After a Flood
It should come as no surprise that it is very important to assess and clean the home after a home flood takes place. Not only do your items and the surface of the home need to be cleaned and dried out, but the little crawl spaces and hidden areas need to be taken care of as well. Here are some things to do when it comes to getting rid of mold after a flood.
1. Throw Out Damaged Items
There are many items that are more prone to mold after storm damage than others, so it is wise to know what these items are and sort them out. You can dry out all upholstered and wooden furniture, but there is a high possibility these will need to be thrown out. What can possibly be saved from damage are plastic, metal, and glass objects that can be cleaned and disinfected. Carpet is one of the toughest things in the home to save after a flood because simply drying it out does not get rid of the mold. Once mold has developed, it is best to throw the carpet out.
2. Clean the Home Thoroughly
After experiencing a home flood in Cashiers, NC, it is a good idea to do a thorough cleaning everywhere. This includes cleaning, disinfecting, and drying out all areas of the house. Be sure to open all of the windows to ventilate the area and wear rubber gloves to keep your hands safe. Clean all of the areas of the home, including the attic and crawl spaces, with a non-ammonia soap to disinfect them. Remember that the places you clean can take numerous days to dry, so keep the windows open and the fans on for at least 48 hours.
When a home flood takes place, it is important to sort out all of the items exposed to the water. It is then a good idea to give the home a proper cleaning and allow all of the areas to dry out completely. It may be a good time to contact a restoration company for storm damage restoration if any of your items need saving.
3 Tips for Mitigating Roof Damage on Your Home
Regularly inspect your roof
How to Mitigate Roof Damage
If you live in an area such as Hayesville, NC, that experiences frequent storms you may be concerned about roof damage. Fortunately, there are a few steps that many experts recommend to help mitigate potential problems.
1. Regularly Inspect the Roof
One way to protect your home is to have your roof inspected regularly. You may choose to do this at a set time each year. It's also recommended to give your roof a once-over after any big storms. When looking over your roof, check for areas of high moisture, wind damage, any torn or loose shingles, hail damage, sunspots, and any places that look more worn than they should. If you're not sure what to look at on your roof you may want to contact a professional to perform the inspection for you.
2. Cover Damaged Areas
If you believe your home may have roof damage, then it's best to cover over the area until a professional can come to look it over. You may choose to do so with a bit of plywood, or a tarp. This will help prevent additional damage from occurring until such a time as repairs can be made. It's also important to secure any covering you place over the damaged area to help prevent it from sliding or flying away.
3. Have a Professional Make Repairs
If you find damage it's important to contact a professional who can do a storm damage restoration. Doing so will help you ensure that any repairs to your roof are done correctly, and that any areas that have strong potential for further damage can be restored as well.
One way to help mitigate roof damage is it regularly inspect your roof. If you do find damaged it's important to have it covered until repairs can be made, and contact a professional to make those repairs as quickly as possible. If you have questions your restoration expert may be able to help.
Finding an Alternative to Sand Bags
Flood cleanup experts recommend finding ways to reroute water away from your building during a storm.
Ways to Protect Your Building From Flooding
During storm season in Franklin, NC, you may be looking for ways to protect your building from flooding. The sand bag is a traditional method, but there may be other ways to keep floodwaters at bay that are not as cumbersome or potentially messy. These alternatives can change the way you think about flood protection.
Rather than drag out many small sand bags, what if you could prevent flood damage with one large one? With a little forethought, you can make this plan a reality. You just need:
- Machine to fill bag
- Reliable crew to run machine
Once you have the supplies and people to fill the sand bag, you are left with one 18-inch tall bag instead of many smaller ones.
The simplest way to fight storm damage is to find a method that doesn't require any planning on the day of the storm. A QuickDam is made of absorbent material that expands when it comes into contact with water. You place these flood dams around your building where you need protection at the beginning of the season, and they expand as soon as there is excess water to block. When waters recede, the product deflates.
Flood cleanup experts recommend finding ways to reroute water away from your building during a storm. Some dams use water itself to do this. You place the dams and use a hose to fill them up. This is a great alternative when a storm sneaks up on you, because they can be filled much more quickly than sand bags. In less than five minutes, you can have your entire building surrounded by a barrier filled with water.
Instead of having a group place one sand bag at a time to protect your building from an impending storm, consider other alternatives. You can find something that offers faster setup, more convenient usage or larger coverage so that you don't have to do a lot of storm cleanup after the flood subsides.
4 Tips for Staying Safe During a Flood
If you live in an area that often experiences severe weather and flooding, you should make flood safety a priority.
If you live in an area that often experiences severe weather and flooding, you should make flood safety a priority in your Murphy, NC home. Use the following tips to help keep you, your family and your home safe during a flood.
1. Make an Emergency Kit
Depending on the severity of the storm you are expecting, your emergency kit may vary from time to time. However, there are some items that should always be included, such as flashlights, radios and batteries in case the power goes out. Canned food and bottled water are good additions as well.
2. Have an Evacuation Plan
While an emergency kit can be helpful for less damaging storms, you need to know how to leave your home safely if the weather becomes a threat. Create a flood safety plan with your family that includes each member as well as any pets. Make sure to practice ahead of time so you are all familiar with the procedure.
3. Do Not Travel Through Flood Waters
If you do need to evacuate your home, only travel on roads that have not been flooded. Even if the waters look shallow, there may be road damage or debris lurking underneath. Depending on the speed and depth of the moving water, cars can be carried away resulting in a dangerous situation.
4. Have Your Home Cleaned As Soon As Possible
The need for flood safety does not end when the flood does. Flood waters can cause contamination and might make your family sick if it is not completely removed. If water from a flood has entered your home, it is a good idea to hire an emergency remediation service to help with cleanup as well as any necessary repairs. Throw away any food that has been in contact with the water.
It can be difficult to know what to do during an emergency situation. Keeping these safety tips in mind will be beneficial to you and your family the next time you find yourself expecting severe weather.
Have Storm Damage at Your Business?
Are you a business that has recently experience flooding, storm damage, wind damage and more? Has a river flooding left your business untenable or a storm caused severe roof damage? Or, perhaps your business is in need of roof repair caused by hail damage, hurricane damage or ice damage?
Whatever your needs may be for storm restoration, read on to learn more about how you can get your business back in order with these three tips for professional storm remediation.
Let’s get started:
Tip #1: Use a Trusted Company
When your business has experienced flooding, storm damage, roof damage, wind damage, river flooding, hurricane damage, hail damage, ice damage, frozen pipes, ice damming – and more, you simply cannot do the repairs on your own. You need a trusted business and home restoration company that can get the job done quickly and efficiently. We’re not talking about an easy roof repair caused by a roof leak – and even then, you should consider hiring a storm restoration company to protect your business investment and employees. A professional water restoration with company with experience resolving flood water, ground water, ice dam, flood pump and other issues is the only way to go. Make sure you find a company that is licensed and bonded – and that has a good reputation – for your storm remediation.
Tip #2: Make the Repairs Now
The extent of the storm damage is going to vary across businesses—from a simple roof leak or roof repair to flood water taking out an entire floor of a business. We’ve seen it all—from frozen pipes to a flood pump ruined by ground water—and so it’s important to take seriously the recommendations of the company you hire and make the repairs now. You don’t want to be in position in which you make only some of the water restoration, storm damage, wind damage, roof damage and other repairs. We’ve seen flood water take out entire businesses because sometimes there is no stopping a flood. We’ve seen an ice dam wreck a business – and if you don’t fix all of the issues immediately, you could have more problems later. Don’t put your business through that. If your business has experienced hurricane damage, ice damage, ice damming issues, hail damage, frozen pipes and more – then follow the storm restoration plan set out by the company you hire. You’ll be glad you did!
Tip #3: Work Out Financing
When your business is facing something as catastrophic as storm damage caused by ocean flooding, river flooding, ground water issues, flood water receding issues from hurricane damage, roof damage issues caused by hail damage and ice damage – and more, it’s not going to be easy to pay for it all. Water restoration, ice damming repairs, flood pump repairs, a roof leaf, a roof repair, ground water issues – just to name a few – literally can put your business out of business. Therefore, make sure the business and home restoration company you choose can work with you on financing your repairs associated with storm remediation. Whether you’ve got an ice dam problem or river flooding, the bill is going to be high – and you need an economical and feasible way to pay.
Don’t Let a Storm Stop Your Business
We’ve seen it all—from flooding caused by river flooding to roof repair caused by wind damage to frozen pipes because of an ice dam. Storm restoration is never just about a roof leak! If you are in need of a business or home restoration caused by a flood pump issue, a roof leak issue, an ice damming issue, water restoration issues – and more, then call us today for your expert home restoration and storm remediation. We’re here to help! Visit http://www.SERVPROnantahala.com for more information on storm damage.
3 Effective Flood Damage Prevention Alternatives to Sandbagging
Prevent flood damage for your business.
Flood Damage Prevention Alternatives
Traditionally, sandbagging has been used to guard businesses and homes from the damage floods cause. However, they are labor intensive to set up, ineffective compared to other methods, harbor harmful contaminants, and are difficult to dispose of. Fortunately, there are other methods of protection that can be are much more effective at giving the storm damage cleanup company less work to do and are environmentally friendly. Next time you attempt to protect your business in Franklin, NC, from flooding, consider ditching the sand bag altogether and try one of these three alternatives.
1. Self-Activating Flood Barrier
For a flood damage prevention method that is less labor intensive, flood barriers are a great alternative. Since they self-activate when wet, there’s no need to worry about filling them with any materials. Like sandbags, these barriers work by absorbing water, but they are a non-toxic option and do not need to be treated as hazardous waste during the disposal process.
2. Inflatable Dam
Unlike sandbags and other methods that absorb water, inflatable flood dams use water itself as a prevention method. Some models require you to fill the dam with hose water ahead of time while others are filled with air and replaced with floodwaters as they arrive. They then create a barrier that keeps floodwaters away from your business.
3. Water Gate
Although they are a more expensive option, water gates are much more effective and eco-friendly than a sand bag. They create a transportable flood barrier using durable materials that will keep flood water out with or without anchoring. They can also be stored and reused after a flood. Water gates are the ideal option for large properties and sections of businesses or residential areas.
There’s no need to use the traditional sand bag method and risk damage to your business and exposure to contaminants! Next time a flood is headed toward your business, try one of these three alternatives.